1 thought on “What does the numbers and symbols on the bank card mean? These information is important”

  1. There are many important information on the bank card. Once it is obtained by others, it is likely to be stolen, causing serious economic losses. Pick up a bank card, do you know what the above numbers and symbols mean? If you don't know, you must read this article, because this information is important.
    In addition to the card number and password, what do you know about the bank card? BIN number? CVN2? If you are still aggressive, you might as well take a look at the details below!
    The name of the issuing card
    The card issued banks that belong to the card, such as: Agricultural Bank of China, China Construction Bank, etc. There are more than a dozen national banks in China, and many regional banks and foreign banks have card issuance conditions.
    Bin number
    The first six digits of the bank card card number are BIN, that is, the bank logo code, and the bank card organization applies to the ISO (International Organization) and assigned to the card issuing bank. Among them, the BIN number "62" is the UnionPay card, the beginning of "4" is the VISA card, the beginning of "5" is the MasterCard card, the "35" starts with the JCB card, and the US Express card starts with "37".
    The valid date
    Generally speaking, only the valid date will be printed, month/year. If the cardholder does not go to the designated outlet to cancel the card, the bank will send a new card according to the cardholder's credit limit, and the card number remains unchanged.
    The cardholder name
    The card holder names for the cardholder, some credit cards will also marked the gender of the cardholder, such as src = "static.csai/csai_cms/news/201504//201504/ .jpg "/> flash payment logo
    If UnionPay non -contact product logo. If there is this logo on the card, you can use it on the POS machine with the logo. Flash payment in many areas can already achieve small fast payment, such as: vegetable farms, self -service vending machines, parking lots, trains and other scenarios.
    Card organization logo
    The card organization is a specialized agency responsible for building and maintenance of bank card cross -bank networks and providing information transfer and capital liquidation services.
    The bank card organization was monopolized by the United States and Japan. After the establishment of China UnionPay in 2002, the monopoly of the International Card Organization was broken, forming a form of three -footed Sino -US Japan. : VISA, MasterCard, American Express, Discovery Card; Japan: JCB. Chinese people can consume in 148 countries and regions overseas, and can exempt 1%-2%of currency conversion fees.
    Chike anti -counterfeiting logo
    The domestic bank card mainly uses the "UnionPay" holographic anti -counterfeiting logo as the main logo. The main scene of the "UnionPay" holographic anti -counterfeiting logo is the pattern of the heavenly altar, and the background is the two -color Chinese character "Bank Card Union" arranged horizontally.
    Teng cash logo
    up cash is the IC card transaction logo defined by UnionPay definition for off -handed small payment. The upper limit of the electronic cash account according to the regulations of the People's Bank of China is 1,000 yuan, and it cannot be lost.

    S signature bar is where the cardholder reserves the signature. When the card stolen situation, if the transaction method set by the cardholder is "signature", and the signature on the signature entry is inconsistent with the signature on the signing order, the cardholder may apply for the recovery of the loss. If the set trading method is "signature password", if the password is leaked, even if the signature does not match, the cardholder needs to bear the loss of the loss by themselves.
    The customer service phone
    The bank customer service phone will be filled in here. Cardholders can call this phone to conduct business consultation and related situation consultation.
    Cender cards can call the Agricultural Bank of China customer service hotline: 95599 consultation;
    The credit card can dial the Agricultural Bank of China customer service hotline: 400-66-95599 (gold, Pu card), 400-61-95599 (platinum card).
    cvn2
    is mainly used for non -on -site payment verification card security. It is generally used in online consumption and card activation. In order to ensure safety, it is recommended to put it or scrape it with a blade after keeping in mind the number to avoid the card information obtained by the criminals, causing funds to lose.
    chips and magnetic strips
    The bank cards circulating on the market are mainly divided into IC cards (chip cards), magnetic stripe cards, and magnetic bar chip composite cards. The IC card is embedded in the chip; the magnetic bar card is loaded on the back of the bank card; the composite card is a card with the existing chip embedded and loaded the magnetic bar.

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